Online Banking | Banking Services | South Carolina Federal (2024)

Online Banking gives you more control of your finances, all the time.

Anytime convenience

Take care of financial matters whenever your schedule allows.

Better organization

View all of your transactions easily and at-a-glance.

Time-saving features

Transfer money, pay bills, and more with just a few clicks.

Unlock the potential of Online Banking for your personal finances.

When you in enroll in Online Banking from South Carolina Federal Credit Union, you gain an advantage. You save time on financial tasks and you get peace of mind knowing everything is in order. Take a look at everything Online Banking offers through this demo or video tour.

My Credit Score

Gain instant access to your credit score and credit report, along with personalized tips on how to maintain or improve your score.

  • Learn More

Zelle®

This fast and safe service lets you send and request money with friends, family, and others you trust2, all within Online Banking1.

  • Learn More

Manage Your Cards

More power. More peace of mind. From Online Banking, you can track your spending, turn your cards on/off, set spending limits, access your card 24/7, and more. Simply log in to Online Banking and click on "Manage Cards" to get started.

  • Learn More

Alerts

Know exactly when activity occurs on your account by enabling alerts to your phone or email address.

Bill Pay

Manage your bills within Online Banking by making one-time payments or scheduling recurring payments.

Transfers

Quickly transfer money between checking, savings, credit card, and loan accounts, whether with South Carolina Federal Credit Union or other financial institutions.

eStatements

Receive your monthly statements electronically for better security and quicker access.

ACH Stop Payment Form

This is for ACH stop payments only. For check stop payments, please log into online banking.

Be more mobile*! Tap into Mobile Banking and use our app to manage your money anywhere you go*.

Do it all online.

Enroll Now

Online Banking | Banking Services | South Carolina Federal (1)

Frequently
asked questions

View more

To sign up for Online Banking, click on "Login" at the top of the screen, then click on "First Time User", and follow the prompts.

To sign up for Mobile Banking, download the app from the App Store or Google Play by searching for "South Caroline Federal Credit Union." If you already have an Online Banking User ID and password, you can use it to log in. Or, click on "enroll now" to establish a User ID and password.

If you forget your User ID and/or password, you can use the "Recover User ID" and/or "Forgot Password" tools located just under the login area. These tools can also help if you become locked out of your account due to too many invalid login attempts.

If you are unable to access Online Banking, try using the "Forgot Password" tool. You will then be prompted to create a new password. If you are still unable to access Online Banking, we recommend visiting a financial centerorcontacting us for additional assistance.

If you are able to log into Online Banking, follow these steps to change your username:

  • Click on "Settings."
  • Click on "Profile."
  • Click on "User ID."
  • Enter your new User ID.
  • Confirm your new User ID.
  • Click "Save."

If you are unable to log into Online Banking but would like to change your user ID, please visit a financial centerorcontact us.

To change your password in Online Banking:

  • Click on "Settings."
  • Click on "Profile."
  • Click on "Password."
  • Enter your current password.
  • Enter your new password.
  • Confirm your new password.
  • Click "Save."

To change your password in Mobile Banking1:

  • Click on "More."
  • Click on "Change password."
  • Follow the prompts.

Please note that, for security purposes, you may be prompted to receive a one-time passcode when making this type of change to your account. You can choose to receive the passcode via text message or phone call. Like all passwords, it is important to keep your Online and Mobile Banking1 password confidential.

View more

Online Banking | Banking Services | South Carolina Federal (2)

Remote deposit gets money in your account faster.

Deposit checks simply by using the camera on your phone or tablet to photograph the front and back of your check.

Mobile Banking

*

All of our Mobile Banking products require an Online Banking login, a data plan with a wireless provider, and in some cases, enrollment into Bill Pay. South Carolina Federal Credit Union provides Mobile Banking as a free service. Consult your provider for any fees associated with your mobile web service.

1

Terms and conditions are available through Online Banking and must be agreed to before using service.

2

U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Online Banking | Banking Services | South Carolina Federal (2024)

FAQs

Does South Carolina Federal use Zelle? ›

It's easy — Zelle® is already available within Online Banking through "Pay Bills" and Mobile Banking through "Transfer and Pay"! Check our app or log into Online Banking and follow a few simple steps to enroll with Zelle® today.

Can anyone join South Carolina Federal Credit Union? ›

You can join through family relationships, employers, geographic areas, or military or member associations. You can simply become a member of the South Carolina Federal Credit Union Foundation via a one-time $5.00 membership fee.

Is SC Federal credit union FDIC insured? ›

The National Credit Union Administration (NCUA) protects members' funds up to $250,000, the same as Federal Deposit Insurance Corporation (FDIC) insurance at a bank. We are part of the Allpoint Network of more than 55,000 surcharge-free ATMs worldwide, giving you convenient access to your money wherever you travel.

What bank is routing number 253278401? ›

South Carolina Federal's routing (MICR) number is 253278401.

Does the IRS check Zelle? ›

Eligible small businesses can use Zelle® to send and receive money. Zelle® does not report transactions made on the Zelle Network® to the IRS, including payments made for the sale of goods and services.

Is Cash App a federal bank? ›

*Cash App is a financial services platform, not a bank. Banking services and FDIC Insurance provided by Cash App's bank partner(s). With a Cash App Card, your funds are FDIC-insured through our partner banks, Wells Fargo Bank, N.A. and Sutton Bank, Members FDIC, for up to $250,000 per person.

Who owns South Carolina Federal Credit Union? ›

South Carolina Federal is a multiple common bond credit union. Credit unions are owned and governed by the people who use its services. Those people are called "members" and each member is an equal owner of the institution.

How to open an account at South Carolina Federal Credit Union? ›

You can open an account by visiting a financial center, calling (800) 845-0432, or online. To view Checking account options and learn more, click here. To view Savings account options and learn more, click here.

Can I open an AllSouth account online? ›

Easily open your account online in less than 5 minutes. To get started, we'll need your information such as your email, address, and phone number. You'll confirm your account choices, accept any disclosures, and make an initial deposit into your account.

What is the rating of SC Federal credit union? ›

Moreover, Bauer Financial, an independent research firm that ranks the strength of banks and credit unions, has given South Carolina Federal a five-star rating for 46 consecutive quarters, highlighting the fiscal soundness and stability of the financial institution.

Which is safer FDIC or NCUA? ›

One of the only differences between NCUA and FDIC coverage is that the FDIC will also insure cashier's checks and money orders. Otherwise, banks and credit unions are equally protected, and your deposit accounts are safe with either option.

Why are credit unions not FDIC insured? ›

Credit unions are insured by an independent government agency called the National Credit Union Administration (NCUA). While both the FDIC and NCUA protect deposit accounts, the FDIC insures banks, and the NCUA insures credit unions.

Who owns routing number 041215663? ›

Sutton Bank's routing number for non-Fedwire Payments is 041215663. Sutton Bank is also the partner bank for the Robinhood trading app. To find your Cash App routing number and account numbers: From the Cash App home screen, select the “Banking/Money” tab.

What bank is routing number 053904483? ›

The routing number for Bank of America in South Carolina, United States is 053904483 for checking and savings accounts.

What bank is routing 031000503? ›

Wells Fargo Pennsylvania routing numbers

The routing number in Pennsylvania, United States is 031000503 for checking and savings account. The ACH routing number for Wells Fargo is also 031000503. The domestic and international wire transfer routing number for Wells Fargo is 121000248.

Does Secu have Zelle? ›

Once member support moves your email address or U.S. mobile phone number, it will be connected to your account so you can start sending and receiving money with Zelle through mobile banking app and online banking. Please call SECU's member support toll-free at 1-800-879-7328 for help.

Does SC State credit union have Zelle? ›

Zelle may be accessed using either the MySCU mobile app or the SCU Online website. To access Zelle from the app, select the “More” button from toolbar and choose “Send money with Zelle” from the menu.

Does Federal bank have Zelle? ›

To get started, log in to Home Federal Bank's online banking or mobile app, navigate to Bill Pay and select "Send Money With Zelle®." Accept terms and conditions, enter your email address or U.S. mobile phone number, receive a one-time verification code, enter it and you're ready to start sending and receiving with ...

What is the downside of using Zelle? ›

Unlike many money transfer apps, Zelle does not charge a fee for instant transfers. Zelle transfers are generally secure, but the app does carry risks, including the risk of glitches at banks that can affect money transfers.

References

Top Articles
Latest Posts
Article information

Author: Kareem Mueller DO

Last Updated:

Views: 6127

Rating: 4.6 / 5 (66 voted)

Reviews: 81% of readers found this page helpful

Author information

Name: Kareem Mueller DO

Birthday: 1997-01-04

Address: Apt. 156 12935 Runolfsdottir Mission, Greenfort, MN 74384-6749

Phone: +16704982844747

Job: Corporate Administration Planner

Hobby: Mountain biking, Jewelry making, Stone skipping, Lacemaking, Knife making, Scrapbooking, Letterboxing

Introduction: My name is Kareem Mueller DO, I am a vivacious, super, thoughtful, excited, handsome, beautiful, combative person who loves writing and wants to share my knowledge and understanding with you.